Our Specialists


Hani Umme
Financial Planning

Hani Umme

Wealth Planning Analyst

  • Hani is a seasoned Bilingual Financial Planner with over six years of experience in the financial services industry, working with high-net-worth clients across the country.
  • She brings a meticulous and analytical approach to financial planning, combining technical expertise with a people-first mindset to deliver comprehensive solutions. ​
  • Holds a Bachelor of Commerce degree from St. Joseph’s College of Commerce and the F.Pl., CFP, and RRC designations.
Marissa Lydynia
Estate & Trust Services

Marissa Lydynia

Associate Vice President, Estate and Trust Solutions
Solus Trust Company, an Affiliate of Raymond James

  • Delivers a practical but sensitive approach to handling all trust and estate related matters.
  • Responsible for estate, trust and incapacity planning services for Quebec based clients.
  • Bachelor of Commerce degree from McGill University and Bachelor of Law degree from the University of Montreal.
Annie Belanger
Insurance Solutions

Annie Belanger

Insurance Planning Specialist, Raymond James Financial Planning Ltd. (Canada)

  • Providing clients with innovative, tax-efficient insurance strategies to help manage finances and protect assets.
  • A highly experienced life insurance expert with over 30 years of dedicated service to her clients.
  • Master's degree in Taxation from Université Sherbrooke and a bachelor's degree in Administration from the University of Ottawa.
It is the framework which changes with each new technology and not just the picture within the frame.
Marshall McLuhan